What We Document
Physical Condition
A thorough, photo-documented review of the property's current physical condition.
Deferred Maintenance
Identification of deferred maintenance issues that may elevate risk or affect insurability.
Damage Evaluation
Clear, unbiased documentation of existing damage to support claims review.
Life Safety & Systems Review
Visual review of major building systems and life safety features relevant to underwriting.
Risk Profile Summary
A concise summary of the property's overall risk profile using our PAHAR™ scoring.
Plain-Language Reporting
Reports written to be usable by underwriters, adjusters, and owners—no unnecessary jargon.
Our Assessment Process
Request Received
We confirm scope—underwriting review or post-loss claim documentation.
Site Visit Scheduled
Inspection is scheduled directly with the property contact, minimizing disruption.
On-Site Inspection
A full physical review and photo documentation of the property's condition.
PAHAR™ Scoring
Findings are scored against our standardized Property Asset Health & Risk criteria.
Report Delivered
A clear, actionable report is delivered on the timeline your review requires.
Follow-Up Available
We're available to clarify findings for underwriting or claims teams as needed.
Built for Insurance Professionals
Why Insurance Professionals Choose PPA
- Independent findings—our reports never change based on who's paying for them
- The same PAHAR™ score an owner or lender would see—no adjustment, no spin
- Standardized scoring that supports consistent underwriting decisions
- Regional coverage across MN, ND, SD, WI, IA, and NE
- Responsive turnaround for time-sensitive claims documentation
What You Receive
✓ Photo-documented condition report
✓ PAHAR™ risk score
✓ Deferred maintenance summary
✓ Life safety & systems notes
✓ Priority Findings and recommended next steps
✓ Plain-language findings summary
One methodology, one standard—no matter who's asking.